Independent, fact-checked reviews of the three major U.S. credit bureaus. Pricing, features, breach history, regulatory record, and honest verdicts — updated for 2026.
Americans lost $47B to identity fraud last year. See why a free freeze isn't enough — 3-bureau monitoring, ~3-minute alerts, and up to $5M in insurance from Aura.
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CreditWorks Premium pricing, the free FICO Score 8, the 2022 breach, and real Trustpilot data — see if Experian is worth paying for.
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Pricing, features, the 2025 breach affecting 4.4 million people, and the 2017 CFPB settlement — see if TransUnion is worth the monthly fee.
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Daily VantageScore tracking, instant credit lock, 3-bureau monitoring, and up to $2M identity theft protection from $16.95/month.
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